Smart strategies to keep more of what you earn
Tax minimisation isn’t about loopholes—it’s about making informed, compliant decisions that reduce your tax burden and increase your financial efficiency.
At Opus Wealth, we help you structure your finances to optimise your wealth strategy.
What we do
Minimise to Optimise
Every dollar saved in tax is a dollar that can be reinvested toward your goals. Whether you’re a high-income earner, a retiree, or a business owner, our strategies help you:
- Reduce assessable income through smart structuring
- Optimise superannuation contributions
- Align investment decisions with tax efficiency
- Plan ahead for major financial events (such as a business or property sale)
How it helps you
Tailored Tax Strategies
We tailor tax-aware financial plans to suit your life, your goals, and your future. Our approach includes:
- Superannuation Sweet Spots: Using concessional and non-concessional contributions to reduce taxable income and build retirement savings.
- Debt vs Super Dilemma: Helping you weigh up mortgage repayments versus super contributions for maximum impact.
- Smart Investment Placement: Structuring assets inside and outside super to manage capital gains and income tax.
- Cash Flow with Purpose: Directing surplus income into tax-effective vehicles without compromising lifestyle.
- Salary Packaging Perks: Maximise the benefits from your salary package — especially if you work for a FBT-exempt employers (such as hospitals, charities or government agencies).
- GESB Gold: Unlocking opportunities for eligible WA State Government employees in legacy schemes.
- Structures That Support: Where appropriate, we’ll work with your accountant or legal adviser to explore family trusts or investment companies—offering flexibility, protection, and long-term planning benefits.
We’re not accountants—but we do work closely with your accountant to ensure your financial strategy complements your tax position. Our role is to help you make smarter decisions today for a stronger tomorrow.
Our clients love our hands-on support, including:
- Coordinated advice with your accountant
- Strategic modelling of super contributions and investment outcomes
- Integration of tax minimisation with broader financial planning
- Ongoing reviews to adapt your strategy as laws and life change
Wherever you are, we're with you
We simplify the process—from strategy design to implementation and review. Whether you’re planning for EOFY, managing a windfall, or preparing for retirement, we’ll guide you with practical, compliant tax strategies that make a real difference.
Why Opus Wealth?
We don’t just manage money—we help you write the next chapter of your life story. With a clear plan and a trusted adviser by your side, you can move forward with purpose and peace of mind.
